Risk Management and Insurance Planning: Designing for Client Needs

Learn how to protect your clients’ financial plans by preparing them for the future, establishing safety nets and mitigating the financial risks by using insurance products. Risk management and insurance play crucial roles in creating a comprehensive financial plan. While everyone hopes to not have to face major tragedies—the death of a spouse, an injury that prevents working, or a major health crisis—planning for such events helps protect the interests of clients, their families, and any business interests they may have. This course covers how to develop a comprehensive risk management strategy using insurance products.

Learning objectives
Describe the benefits and drawbacks of the main types of insurance products: life, disability, and health.
Conduct a needs-based analysis and create a recommendation of insurance products based on a client’s goals.
Develop a comprehensive risk management strategy using insurance products in three key categories: life, disability, and health.