Managing Your Personal Finances

Course details

For many of us who are not financial professionals, worrying about money and saving for the future can be a chore. In this course, financial expert Jane Barratt shows how opportunities arise when you change your attitude towards money. She walks you through the basics of personal finance—earning, spending, saving, and investing—with an eye for finding opportunities to enrich your life. She addresses such questions as: How can you earn more? What are the different types of income? How can you use tax season as a benchmark for planning and goal setting? How do you budget? What is the value of money and what are the smartest approaches for savings and investing? All of this and more is covered in this beginner's course in personal finance.

Concepts

0. Introduction

01 - What's your money story

1. Evaluate Your Earnings

02 - Earning what you're worth
03 - Finding multiple income streams
04 - Tax and your hard-earned dollars
05 - Embracing the future you
06 - Building your nest egg
07 - Asking for a raise

2. Controlling Your Spending

08 - Understanding why you spend (sometimes too much)
09 - Manage debt
10 - Controlling your credit cards
11 - Making your credit score work for you
12 - Spending on assets

3. Creating a Savings Plan

13 - Thinking differently about savings
14 - How to make a budget
15 - How to grow your savings
16 - Savings vs. debt reduction

4. Becoming an Investor

17 - How to put your money to work for you
18 - How to gauge risk
19 - How to create an investment strategy
20 - Building a portfolio
21 - Where do you go to invest
22 - Understanding investment fees

Conclusion

23 - Next steps in your financial journey