Environmental Due Diligence for Credit

Learn why the environmental due diligence process is important and when it should be a part of an overall credit analysis. Discover what elements and steps go into the actual ESA itself and what information and recommendations will generally appear in the corresponding report. Examine an example ESA Phase I to practice finding and interpreting key information in the report. Work through exercises and tools that will be useful for any financial analyst working in credit analysis, business banking, commercial banking and lending, relationship management, or risk management. Plus, explore a series of review questions to reiterate important concepts. Perfect for any aspiring credit analyst who would like to build a career in the real estate lending sector, this course offers you a better understanding of how environmental factors affect commercial real estate financing.

Learning objectives
Explain why environmental due diligence is important in the credit assessment process.
Identify environmental risk factors at a property or within a business operation.
Conduct an effective site visit and complete an environmental site questionnaire.
Describe the different types of environmental site assessments.
Read and interpret a Phase I Environmental Site Assessment report.